.smt-calculator,.smt-calculator *{box-sizing:border-box}.smt-calculator{--smt-text:#242424;--smt-accent:#0bb3e7;--smt-accent-alt:#dfbd51;--smt-bg:#fff;--smt-soft:#f7fbfd;--smt-border:#e5edf2;--smt-shadow:0 18px 45px rgba(25,45,61,.08);--smt-radius:6px;width:100%;max-width:100%;color:#242424;overflow:hidden}.smt-calculator__inner{background:var(--smt-bg);border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:32px;width:100%;max-width:100%;overflow:hidden}.smt-calculator__header{margin-bottom:28px}.smt-calculator__title{margin:0 0 10px;font-size:32px;line-height:1.2;color:var(--smt-text)}.smt-calculator__subtitle{margin:0;color:rgba(36,36,36,.72);font-size:16px;line-height:1.5}.smt-calculator__grid{display:grid;grid-template-columns:minmax(0,380px) minmax(0,1fr);gap:28px;align-items:start}.smt-calculator__form,.smt-calculator__results{min-width:0;width:100%;background:var(--smt-soft);border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:24px}.smt-field{margin-bottom:22px}.smt-field label{display:block;margin-bottom:10px;font-weight:600;line-height:1.4}.smt-field__controls{display:grid;grid-template-columns:minmax(0,1fr) 150px;gap:14px;align-items:center;min-width:0}.smt-range{width:100%;max-width:100%;accent-color:var(--smt-accent);min-width:0}.smt-number{width:100%;min-width:0;border:1px solid var(--smt-border);background:#fff;border-radius:var(--smt-radius);padding:12px 14px;font-size:15px;color:var(--smt-text);outline:none}.smt-number:focus{border-color:var(--smt-accent);box-shadow:0 0 0 3px rgba(11,179,231,.12)}.smt-actions{margin-top:10px}.smt-button{appearance:none;border:0;border-radius:var(--smt-radius);background:var(--smt-accent);color:#fff;text-transform:uppercase;letter-spacing:1px;cursor:pointer;font-size:15px;font-weight:700;padding:15px 24px;min-width:180px;transition:transform .15s ease,box-shadow .15s ease,opacity .15s ease;box-shadow:0 10px 24px rgba(11,179,231,.22)}.smt-button:hover{transform:translateY(-1px)}.smt-button:active{transform:translateY(0)}.smt-summary-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-bottom:22px}.smt-summary-cards--four{grid-template-columns:repeat(2,minmax(0,1fr))}.smt-summary-card{min-width:0;background:#fff;border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:18px}.smt-summary-card__label{display:block;font-size:13px;line-height:1.4;color:rgba(36,36,36,.7);margin-bottom:8px}.smt-summary-card strong{display:block;font-size:26px;line-height:1.2;color:var(--smt-text);overflow-wrap:anywhere}.smt-chart-card{width:100%;min-width:0;background:#fff;border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:18px;min-height:360px;overflow:hidden}.smt-chart-card canvas,.js-smt-chart{display:block;width:100% !important;max-width:100%;height:300px !important}.smt-results-note{margin:16px 0 0;color:rgba(36,36,36,.72);font-size:13px;line-height:1.6}.smt-results-wrap.is-hidden,.smt-results-placeholder.is-hidden{display:none}.smt-results-placeholder{display:block}.smt-popup-trigger-hidden{position:absolute !important;left:-9999px !important;top:auto !important;width:1px !important;height:1px !important;overflow:hidden !important;opacity:0 !important;pointer-events:auto !important}.smt-results-placeholder__inner{background:#fff;border:1px dashed var(--smt-border);border-radius:var(--smt-radius);padding:28px 22px;text-align:center}.smt-results-placeholder__inner h3{margin:0 0 10px;font-size:22px;line-height:1.3;color:var(--smt-text)}.smt-results-placeholder__inner p{margin:0;color:rgba(36,36,36,.72);line-height:1.6}.smt-field__hint{margin:8px 0 0;color:rgba(36,36,36,.68);font-size:13px;line-height:1.5}.smt-summary-cards--two-extra{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:-6px}.smt-calculator--pension-gap .smt-summary-card strong{font-size:24px}.smt-field__controls--single{grid-template-columns:1fr}.smt-select{width:100%;min-width:0;border:1px solid var(--smt-border);background:#fff;border-radius:var(--smt-radius);padding:12px 14px;font-size:15px;color:var(--smt-text);outline:none;appearance:none}.smt-select:focus{border-color:var(--smt-accent);box-shadow:0 0 0 3px rgba(11,179,231,.12)}.smt-conditional-field.is-hidden,.js-smt-children-field.is-hidden{display:none}.js-smt-children-field[hidden]{display:none !important}.smt-summary-cards--three{grid-template-columns:repeat(3,minmax(0,1fr))}.smt-calculator--insurance .smt-summary-card strong{font-size:24px}.smt-select{height:52px;line-height:1.2;padding-top:0;padding-bottom:0}.smt-select option{line-height:1.2}.smt-calculator--insurance .smt-select,.smt-calculator--insurance .smt-number,.smt-calculator--insurance .smt-range{box-sizing:border-box}.smt-calculator--insurance .smt-field{overflow:visible}.smt-calculator--insurance .smt-field__controls{align-items:center}.select2-container.select2-container--default .select2-selection--single{border-radius:var(--smt-radius);border:1px solid var(--smt-border);background:#fff;font-size:14px}.select2-container .select2-dropdown{margin-top:-33px}.smt-family-barometer__layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,420px);gap:28px;align-items:start}.smt-family-barometer__wizard{min-width:0;background:var(--smt-soft);border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:24px}.smt-family-barometer__steps{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;margin-bottom:24px}.smt-step-pill{display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center;padding:12px 8px;border-radius:var(--smt-radius);background:#eef4f7;border:1px solid #dbe6ec}.smt-step-pill.is-active{background:rgba(11,179,231,.1);border-color:rgba(11,179,231,.3)}.smt-step-pill.is-complete{background:rgba(25,214,118,.1);border-color:rgba(25,214,118,.3)}.smt-step-pill__index{width:30px;height:30px;border-radius:999px;background:#fff;border:1px solid #d7e3ea;display:inline-flex;align-items:center;justify-content:center;font-weight:700;font-size:13px}.smt-step-pill__label{font-size:12px;line-height:1.35;color:rgba(36,36,36,.76);font-weight:600}.smt-barometer-step__heading-wrap{margin-bottom:20px}.smt-barometer-step__heading{margin:0 0 8px;font-size:28px;line-height:1.2;color:var(--smt-text)}.smt-barometer-step__subheading{margin:0;color:rgba(36,36,36,.68);font-size:16px;line-height:1.5}.smt-barometer-step__questions{display:grid;gap:18px}.smt-barometer-question{background:#fff;border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:18px}.smt-barometer-question__text{font-size:16px;line-height:1.6;margin-bottom:14px;color:var(--smt-text)}.smt-barometer-question__options{display:flex;gap:10px;flex-wrap:wrap}.smt-yn-button{appearance:none;border:1px solid var(--smt-border);background:#fff;color:var(--smt-text);border-radius:var(--smt-radius);padding:10px 20px;font-size:14px;font-weight:700;cursor:pointer;transition:all .15s ease}.smt-yn-button.is-active[data-value=yes]{background:#27ae60;border-color:#27ae60;color:#fff}.smt-yn-button.is-active[data-value=no]{background:#e74c3c;border-color:#e74c3c;color:#fff}.smt-family-barometer__actions{display:flex;gap:12px;justify-content:space-between;margin-top:24px;flex-wrap:wrap}.smt-button--secondary{background:#6c757d;box-shadow:0 10px 24px rgba(108,117,125,.18)}.smt-family-barometer__result-box{margin-top:20px;background:#fff;border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:18px}.smt-family-barometer__result-box h3{margin:0 0 10px;font-size:24px;line-height:1.3}.smt-family-barometer__result-box p{margin:0 0 12px;line-height:1.6;color:rgba(36,36,36,.8)}.smt-family-barometer__result-cta{font-weight:600;color:var(--smt-text) !important}.smt-family-barometer__priorities{margin-top:18px;padding-top:16px;border-top:1px solid var(--smt-border)}.smt-family-barometer__priorities h4{margin:0 0 10px;font-size:16px}.smt-family-barometer__priorities ol{margin:0;padding-left:20px}.smt-family-barometer__priorities li{margin-bottom:6px;line-height:1.5}.smt-priority-list{display:grid;gap:12px}.smt-priority-item{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:14px 16px;cursor:grab;user-select:none}.smt-priority-item.is-dragging{opacity:.6}.smt-priority-item__rank{width:28px;flex:0 0 28px;font-weight:700;color:var(--smt-accent)}.smt-priority-item__label{flex:1 1 auto;font-weight:600}.smt-priority-item__handle{color:rgba(36,36,36,.45);font-size:20px;line-height:1}.smt-chart-card--gauge{min-height:280px}.smt-chart-card--gauge .js-smt-chart{height:240px !important}.smt-calculator--family-barometer .smt-summary-cards--three{display:grid;grid-template-columns:1fr;gap:14px}.smt-calculator--family-barometer .smt-summary-card{min-width:0}.smt-calculator--family-barometer .smt-summary-card strong{display:block;word-break:break-word}.smt-calculator--family-barometer .js-smt-finish{background:#27ae60;box-shadow:0 10px 24px rgba(39,174,96,.18)}.smt-calculator--family-barometer .js-smt-finish:hover,.smt-calculator--family-barometer .js-smt-finish:focus{background:#229954}.smt-calculator--family-barometer .js-smt-finish.is-hidden{display:none}.smt-priority-list{display:grid;gap:12px;position:relative}.smt-priority-item{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--smt-border);border-radius:var(--smt-radius);padding:14px 16px;cursor:grab;user-select:none;transition:transform .12s ease,box-shadow .12s ease,border-color .12s ease,opacity .12s ease}.smt-priority-item:hover{border-color:rgba(11,179,231,.35);box-shadow:0 8px 20px rgba(11,179,231,.08)}.smt-priority-item:active{cursor:grabbing}.smt-priority-item.is-dragging{transform:scale(1.02);box-shadow:0 16px 30px rgba(36,36,36,.14);border-color:rgba(11,179,231,.45);z-index:2}.smt-priority-item.is-drag-source-hidden{opacity:.35}.smt-priority-item.is-drop-target-before{border-top:3px solid var(--smt-accent)}.smt-priority-item.is-drop-target-after{border-bottom:3px solid var(--smt-accent)}.smt-priority-item__handle{color:rgba(36,36,36,.45);font-size:20px;line-height:1;font-weight:700}.smt-priority-item__mobile-actions{display:none;align-items:center;gap:8px;margin-left:auto}.smt-priority-move{appearance:none;border:1px solid var(--smt-border);background:#fff;color:var(--smt-text);border-radius:10px;width:38px;height:38px;font-size:16px;font-weight:700;cursor:pointer;line-height:1;padding:0}.smt-priority-move:disabled{opacity:.35;cursor:not-allowed}.smt-calculator--business-barometer .smt-summary-cards--three{display:grid;grid-template-columns:1fr;gap:14px}.smt-calculator--business-barometer .smt-summary-card{min-width:0}.smt-calculator--business-barometer .smt-summary-card strong{display:block;word-break:break-word}.smt-calculator--business-barometer .js-smt-finish{background:#27ae60;box-shadow:0 10px 24px rgba(39,174,96,.18)}.smt-calculator--business-barometer .js-smt-finish:hover,.smt-calculator--business-barometer .js-smt-finish:focus{background:#229954}.smt-calculator--business-barometer .js-smt-finish.is-hidden{display:none}@media (max-width:1024px){.smt-calculator__grid{grid-template-columns:1fr}.smt-summary-cards--three{grid-template-columns:1fr}.smt-family-barometer__layout{grid-template-columns:1fr}.smt-family-barometer__steps{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (max-width:767px){.smt-calculator__inner{padding:18px;border-radius:var(--smt-radius)}.smt-calculator__form,.smt-calculator__results{padding:18px;border-radius:var(--smt-radius)}.smt-calculator__title{font-size:26px}.smt-field__controls{grid-template-columns:1fr;gap:10px}.smt-summary-cards{grid-template-columns:1fr}.smt-summary-card strong{font-size:22px}.smt-chart-card{min-height:280px;padding:14px}.smt-chart-card canvas,.js-smt-chart{height:230px !important}.smt-button{width:100%;min-width:0}.smt-summary-cards--two-extra{grid-template-columns:1fr}.smt-family-barometer__steps{grid-template-columns:repeat(2,minmax(0,1fr))}.smt-barometer-step__heading{font-size:24px}.smt-family-barometer__actions{flex-direction:column}.smt-family-barometer__actions .smt-button{width:100%}.smt-priority-item{gap:10px;align-items:center}.smt-priority-item__handle{display:none}.smt-priority-item__mobile-actions{display:flex}.smt-priority-item__label{min-width:0}}